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How do I set up direct deposit? – Chime Banking - Help Center

 To get earlier access to the direct deposit Chime app is becoming the best alternative to traditional banks. As of now, there are over a million users of Chime and an in-depth Chime direct deposit review can help you to decide whether to use this mobile-based banking service for instant money transfers. Chime is perfect for you if you are looking for a no-fuss deposit account with minimal fees and mobile-friendly features. Chime gives you the option to get two accounts spending (checking) and saving.

The savings options allow you to grow your savings account and earn the current APY of 1.0%.  But there are also some drawbacks of this smartphone-based banking system like Chime direct deposit failed, direct deposit delay, and other common Chime direct deposit issues.

The issues on Chime can occur due to many different reasons and to resolve Chime direct deposit failed issues you need to provide the canceled check along with your Chime direct deposit form to the department.

·         The direct deposit failure can be a result of your incorrect writing of the account number on the Chime direct deposit form so you should correct it as soon as possible.

·         There can be a Chime direct deposit delay due to bank holidays the Chime does not work on federal and bank holidays. So, these banks usually do not process direct deposits from Chime on holidays, hence you need wait on such days and get your money on working days.

·         To troubleshoot the issue your bank will find the Chime direct deposit error and return your money to your employer rather than making the deposit in the wrong account.

·         Once you enter the correct account number then you should call your bank to ask about the Chime direct deposit status. As you noted that banks return the money to the payroll department so it is recommended that contact your employer or payroll department.

·         After talking to the bank and your employer if you still do not know where the money went then you will have to trace the direct deposit and find out the exact reason for Chime direct deposit issues.

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